Notary Signing Agent Document FAQ: Conveyance Deeds

Notary Signing Agents deal with a wide variety of documents during a loan signing. In this article, we answer some frequently asked questions about conveyance deeds.

What is a conveyance deed?

A conveyance deed transfers a real property title from the current owner (the “grantor”) to a buyer (the “grantee”). The specific type of deed used to convey title varies depending on state law, but here are some common examples Signing Agents may encounter:

General Warranty Deed: A general warranty deed conveys the grantor’s interest in and title to the property. A general warranty deed also warrants that if the title is defective or has a “cloud” (such as a tax lien or mortgage claim on the title) the grantee may hold the grantor liable.

Quitclaim Deed: A quitclaim deed transfers the owner’s current interest in a title to the grantee. A quitclaim deed does not guarantee the grantor’s ability to convey title.

Grant Deed: A grant deed transfers title to real property or a real property interest from the grantor to the grantee and warrants that the grantor owned the title to the transfer.

Do conveyance deeds require notarization?

A deed must be signed by the grantor and, as a condition to recording the deed in the land records, be acknowledged before a Notary. A few states allow proof of execution by subscribing witness in lieu of an acknowledgment if the grantor is unable to appear in person before a Notary.

Which types of transactions include a conveyance deed?

Conveyance deeds are encountered during transactions in which a property is being sold to or purchased by a new owner or buyer. They are also used when a title is being transferred to a family member. Another type of transaction involving a conveyance deed is when an individual places their home in a living trust. Finalizing a refinance transaction may require the home to be taken out of the trust and then placed back into the trust afterward. When this happens, Signing Agents may encounter one or more conveyance deeds among the documents in the loan package.

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Please remember that I am not a lawyer and cannot provide legal advice.